Ebike insurance that gets your bike back.
Most ebike insurance pays out weeks after a theft — by which point the battery's been split out, the motor's on a bench in someone's garage, and you're starting over. BackPedal fits a covert GPS tracker, recovers the bike when it's stolen, with Sundays-backed insurance as the safety net if recovery isn't possible. Battery and motor are bundled into the cover.
- 79.7%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
Recovery with no exclusions
Even if you forgot to lock up — we still recover your bike.
Full insurance backup included
Underwritten by Sundays Insurance, FCA regulated.
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.



We've recovered 800 stolen bikes — and counting.
We've recovered 79% of all stolen bikes that we've covered with a tracker.
79%
Average recovery time
2 days
DB075 - 242907264
Lucy D. VOLT22130272
Mike Baker Street FB Recovery Trek Cargo
UK175
Z889496
VOLT22160171
★ ★ ★ AS SEEN ON TV
On the hunt
with TV crews
Three film crews. Three networks. One question — what does it actually look like to recover a stolen bike? Press play and find out.

Trace, Track, Get My Car Back
In London, bike recovery specialist Bilal hunts down an ebike's GPS signal to a block of flats — and is shocked to discover what looks like a bike chop shop inside.

Bike Theft: London's Recovery Crew
“A routine recovery spirals into public confrontations, police involvement and a chase across multiple thefts — showing how unpredictable stolen bike recoveries can be.”
Watch on YouTube
Britain's Bike Theft Capital
“Dispatches secretly films suspected handlers and goes on the trail of stolen bikes with our team.”
Watch on YouTubeWhat ebike insurance actually needs to cover
Ebikes carry more risk than standard bikes for three reasons: higher average value (£2k–£6k typical, often £8k+ for cargo and premium models), faster resale demand for components, and the battery — a £500–£900 item that thieves can sell separately.
Standard bike insurance treats an ebike like a slightly more expensive bike. That misses the point. BackPedal's cover bundles battery and motor cover with a covert tracker and 24/7 recovery team. Most subscribers never claim because the bike comes back — the recovery service is the actual differentiator.
What's in your ebike cover
All bundled into one transparent subscription. Year 1 is annual upfront; monthly billing available from year 2.
Covert GSM, GPS, BLE tracker
Professionally fitted inside the frame, battery compartment, or another concealed location. About £150 of kit, included in your subscription.
24/7 recovery team
Active in-house ops + recovery agents. We track and retrieve the bike rather than just writing a cheque.
Battery + motor cover
Battery theft, motor damage during attempted theft, and accessories are bundled in. No separate battery policy.
Backup theft insurance
If recovery can't get the ebike back, the Sundays-underwritten insurance handles your claim, subject to standard policy terms. £50 fixed excess on insurance; £0 on recovery.
Traditional bike
insurance vs
BackPedal
A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.
BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.
If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.
How BackPedal works
Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered 79% of bikes reported to us.




Install trackers
Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.
24/7 Recovery OpsReport a theft
When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.
RecoveredOn its way homeBike recovered
We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.
79%
Of stolen bikes recovered
24/7
Theft reporting hotline
£0
Charged until trackers fitted
What you get
The full bundleTracking kit, professional installation, 24/7 recovery agents and full theft & damage insurance — one subscription. Pop your bike value in for an instant quote.
Annual protection from £153 (just £12.75 per month)
Recovery + Insurance
Policy
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
24/7 recovery team on call
If your bike gets stolen, our agents will track it down and get it back.
Full theft & damage insurance
Get full backup cover for your bike, including accessories & damage caused by theft.
Recovery with no exclusions
No matter how your bike gets stolen, our team go to recover it.
Support the fight against bike theft
Every recovery makes bike theft less rewarding.
★ ★ ★ ★ ★ 4.6 on Trustpilot
Our customers love us

My bike was stolen… BackPedal took over the whole operation to get my bike back. Kind and caring and excellent at their job!
Alexandra Stratos
Chef, Highbury

My ebike is essential to our lives so I love the peace of mind knowing you've got a team there ready to go if the unthinkable happens.
Elan TamSey
Musician, Walthamstow

BackPedal gives me a way to protect my kit and fight back against bike theft at the same time.
Mat Shreeve
Engineer, Camden Town

BackPedal have recovered my ebike twice now. It is still a horrible experience having my bike stolen but the team are so resourceful they got a quick result.
They could not have been more conscientious on my behalf.
Frances Kelly
Kensington
Ebike cover by use case
Same recovery, tracker, and insurance backup. Different angles depending on how you ride.
Cheap ebike insurance
Lower-cost ebike cover with the recovery service still bundled.
Learn moreEbike theft insurance
What ebike theft cover handles, and when insurance kicks in.
Learn moreEbike insurance with GPS tracker
Covert GSM, GPS, BLE tracker built into every plan.
Learn moreEbike recovery service
Inside how BackPedal recovers ebikes in 48 hours.
Learn moreLondon ebike insurance
London-specific commuter cover — mobile install + deepest local recovery expertise.
Learn moreE-MTB insurance
E-MTB cover for trails, race weekends, and high-value bikes.
Learn moreCargo ebike insurance
Cargo ebike cover for family riders, school run, and £4k+ bikes.
Learn moreEbike insurance FAQs
What does BackPedal ebike insurance cover?
Every BackPedal ebike subscription includes a covert GPS tracker, professional installation, 24/7 recovery team, and backup theft insurance underwritten by Sundays. Battery and motor are covered. If your ebike is stolen we attempt recovery first; if we can't get it back, the Sundays-backed insurance handles a claim, subject to standard policy terms. £50 excess on insurance claims, £200 on battery-only claims, zero on recovery claims.
Is the ebike battery covered separately?
Battery cover is bundled into the main subscription — there's no separate battery policy to buy. Theft, theft-related damage, and recovery all apply to the battery as part of the bike. Standalone battery claims (e.g. a battery stolen from a charging area) have a £200 excess. Battery fire and electrical failure follow manufacturer warranty terms first, then insurance.
How much does ebike insurance cost in the UK?
Pricing depends on your ebike's value and starts from around £153/year (≈£13/month equivalent), scaling up with bike value. Year 1 is billed annually upfront and covers the £150 tracker hardware plus professional installation. From year 2 you can switch to monthly billing or stay annual at a discount. Use the quote tool to see a real number for your specific ebike.
Is BackPedal best for ebike commuters in London?
London is our highest-recovery segment by volume — densest theft patterns, deepest local expertise, fastest agent deployment. Recovery itself runs UK-wide (we already recover fleet ebikes nationwide), so the bike comes home wherever it ends up. London is also where consumer install is currently available — a mobile mechanic visits zones 1–4 to fit the tracker. See /ebike-insurance/london for our London-specific page.
Does home insurance cover ebikes?
Sometimes — but capped low (often £500–£1,500) and limited to theft from inside the home. Most home contents policies exclude ebike theft from sheds, garages, on the street, or while riding. Battery cover is rarely included. Ebike-specific cover with recovery is almost always cheaper in practice once you factor in claim outcomes.
Protect your ebike with BackPedal
GPS tracker, professional install, 24/7 recovery service, battery + motor cover, and backup theft insurance — one transparent subscription. Year 1 is annual upfront; monthly billing available from year 2. Quote in 60 seconds.
