UK-wide ebike recovery · 24/7 ops team

Ebike insurance that gets your bike back.

Most ebike insurance pays out weeks after a theft — by which point the battery's been split out, the motor's on a bench in someone's garage, and you're starting over. BackPedal fits a covert GPS tracker, recovers the bike when it's stolen, with Sundays-backed insurance as the safety net if recovery isn't possible. Battery and motor are bundled into the cover.

  • 79.7%Recovery rate
  • ~48hTypical recovery time
  • 24/7In-house ops team
  • Recovery with no exclusions

    Even if you forgot to lock up — we still recover your bike.

  • Full insurance backup included

    Underwritten by Sundays Insurance, FCA regulated.

  • Tracking kit & professional installation

    Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.

Live recovery
Quick quote

Get an instant quote

Tracker, insurance & recovery — one price.

No credit check · No obligation · Instant result

Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.

BBC One
TechCrunch
Channel 4
Sky Crime
Cycling Weekly
Cyclechic
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We've recovered 800 stolen bikes — and counting.

We've recovered 79% of all stolen bikes that we've covered with a tracker.

79%

Average recovery time

2 days

Live recovery
Streatham recovery

DB075 - 242907264

Live recovery
Stratford recovery

Lucy D. VOLT22130272

Live recovery
Brighton recovery

Mike Baker Street FB Recovery Trek Cargo

Live recovery
Twickenham recovery

UK175

Live recovery
London recovery

Z889496

Live recovery
Hounslow recovery

VOLT22160171

    What ebike insurance actually needs to cover

    Ebikes carry more risk than standard bikes for three reasons: higher average value (£2k–£6k typical, often £8k+ for cargo and premium models), faster resale demand for components, and the battery — a £500–£900 item that thieves can sell separately.

    Standard bike insurance treats an ebike like a slightly more expensive bike. That misses the point. BackPedal's cover bundles battery and motor cover with a covert tracker and 24/7 recovery team. Most subscribers never claim because the bike comes back — the recovery service is the actual differentiator.

    What's in your ebike cover

    All bundled into one transparent subscription. Year 1 is annual upfront; monthly billing available from year 2.

    • Covert GSM, GPS, BLE tracker

      Professionally fitted inside the frame, battery compartment, or another concealed location. About £150 of kit, included in your subscription.

    • 24/7 recovery team

      Active in-house ops + recovery agents. We track and retrieve the bike rather than just writing a cheque.

    • Battery + motor cover

      Battery theft, motor damage during attempted theft, and accessories are bundled in. No separate battery policy.

    • Backup theft insurance

      If recovery can't get the ebike back, the Sundays-underwritten insurance handles your claim, subject to standard policy terms. £50 fixed excess on insurance; £0 on recovery.

    Traditional bike
    insurance vs
    BackPedal

    A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.

    BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.

    What you get
    BackPedal
    Other Bike Insurance
    01Recovery & Protection
    Get your actual bike back
    Covert GPS tracking included
    24/7 recovery team deployed
    Bike stolen? One call and we take over
    02No exclusions on recovery
    Forgot to lock up? Still covered
    Left outside your house? Still covered
    Stolen whilst riding? Still covered
    03Insurance

    If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.

    Financial cover for a replacement bike
    Accessory cover
    Theft damage cover
    Excess
    £50*
    Varies
    * No excess on recovery claims. £200 excess for battery-only insurance claims.

    How BackPedal works

    Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered 79% of bikes reported to us.

    01
    TREK / E-MTB
    RALEIGH / CARGO
    TERN / LONGTAIL
    TERN / FAMILY
    TREK / E-MTBIN THE FRAMEUNDER STEMSEATPOST

    Install trackers

    Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.

    £150 OF KIT8AM–8PM, DAILY
    02
    BackPedal recovery operations team in the office24/7 Recovery Ops

    Report a theft

    When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.

    24/7 HOTLINESAME-HOUR DEPLOY
    03
    BackPedal recovery agents on the streetRecoveredOn its way home

    Bike recovered

    We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.

    79% RECOVEREDCLAIM HANDLED

    79%

    Of stolen bikes recovered

    24/7

    Theft reporting hotline

    £0

    Charged until trackers fitted

    What you get

    The full bundleTracking kit, professional installation, 24/7 recovery agents and full theft & damage insurance — one subscription. Pop your bike value in for an instant quote.

    Annual protection from £153 (just £12.75 per month)

    Recovery + Insurance
    Policy

    • Tracking kit & professional installation

      Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.

    • 24/7 recovery team on call

      If your bike gets stolen, our agents will track it down and get it back.

    • Full theft & damage insurance

      Get full backup cover for your bike, including accessories & damage caused by theft.

    • Recovery with no exclusions

      No matter how your bike gets stolen, our team go to recover it.

    • Support the fight against bike theft

      Every recovery makes bike theft less rewarding.

    Quick quote

    Get an instant quote

    Tracker, insurance & recovery — one price.

    No credit check · No obligation · Instant result

    ★ ★ ★ ★ ★   4.6 on Trustpilot

    Our customers love us

    Alexandra Stratos

    My bike was stolen… BackPedal took over the whole operation to get my bike back. Kind and caring and excellent at their job!

    Alexandra Stratos

    Chef, Highbury

    Elan TamSey

    My ebike is essential to our lives so I love the peace of mind knowing you've got a team there ready to go if the unthinkable happens.

    Elan TamSey

    Musician, Walthamstow

    Mat Shreeve

    BackPedal gives me a way to protect my kit and fight back against bike theft at the same time.

    Mat Shreeve

    Engineer, Camden Town

    Frances Kelly

    BackPedal have recovered my ebike twice now. It is still a horrible experience having my bike stolen but the team are so resourceful they got a quick result.

    They could not have been more conscientious on my behalf.

    Frances Kelly

    Kensington

    Ebike insurance FAQs

    • What does BackPedal ebike insurance cover?

      Every BackPedal ebike subscription includes a covert GPS tracker, professional installation, 24/7 recovery team, and backup theft insurance underwritten by Sundays. Battery and motor are covered. If your ebike is stolen we attempt recovery first; if we can't get it back, the Sundays-backed insurance handles a claim, subject to standard policy terms. £50 excess on insurance claims, £200 on battery-only claims, zero on recovery claims.

    • Is the ebike battery covered separately?

      Battery cover is bundled into the main subscription — there's no separate battery policy to buy. Theft, theft-related damage, and recovery all apply to the battery as part of the bike. Standalone battery claims (e.g. a battery stolen from a charging area) have a £200 excess. Battery fire and electrical failure follow manufacturer warranty terms first, then insurance.

    • How much does ebike insurance cost in the UK?

      Pricing depends on your ebike's value and starts from around £153/year (≈£13/month equivalent), scaling up with bike value. Year 1 is billed annually upfront and covers the £150 tracker hardware plus professional installation. From year 2 you can switch to monthly billing or stay annual at a discount. Use the quote tool to see a real number for your specific ebike.

    • Is BackPedal best for ebike commuters in London?

      London is our highest-recovery segment by volume — densest theft patterns, deepest local expertise, fastest agent deployment. Recovery itself runs UK-wide (we already recover fleet ebikes nationwide), so the bike comes home wherever it ends up. London is also where consumer install is currently available — a mobile mechanic visits zones 1–4 to fit the tracker. See /ebike-insurance/london for our London-specific page.

    • Does home insurance cover ebikes?

      Sometimes — but capped low (often £500–£1,500) and limited to theft from inside the home. Most home contents policies exclude ebike theft from sheds, garages, on the street, or while riding. Battery cover is rarely included. Ebike-specific cover with recovery is almost always cheaper in practice once you factor in claim outcomes.

    Protect your ebike with BackPedal

    GPS tracker, professional install, 24/7 recovery service, battery + motor cover, and backup theft insurance — one transparent subscription. Year 1 is annual upfront; monthly billing available from year 2. Quote in 60 seconds.