For businesses & operators
Bike fleet insurance with recovery on every bike.
Standard bike insurance excludes commercial use. Standard fleet insurance pays out after a theft but does nothing to recover the bike. BackPedal fleet cover handles both — recovery service on every bike, commercial-use riders covered, single fleet billing. Built for delivery operations, employer bike fleets, and commercial cycling.
- 79.7%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
Recovery with no exclusions
Even if you forgot to lock up — we still recover your bike.
Full insurance backup included
Underwritten by Sundays Insurance, FCA regulated.
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.
Why fleet cover, not consumer policies
Most consumer bike insurance has a commercial-use exclusion. The second a bike is being used for delivery, courier work, or rental, the cover voids. That leaves most fleet operators without proper protection — or paying for expensive specialist fleet policies that still don't include recovery.
BackPedal fleet cover bundles commercial-use cover with the same recovery service we run for consumer cover. Every bike on the fleet gets a covert tracker, 24/7 recovery, and backup insurance. The recovery service is particularly valuable on a fleet — stolen delivery bikes typically end up at the same handover points consumer bikes do, and our agents know where to look.
Fleet cover use cases
If your bikes are out earning, they need cover that matches how they're used.
Delivery operations
Food delivery, courier work, last-mile logistics. Commercial-use cover for riders, theft + recovery on every bike.
Employer fleets
Cycle-to-work and pool bikes for staff. Single billing, single account, simplified onboarding for new bikes and riders.
Rental + tourism
Hire fleets and guided tour operators. Recovery service is particularly valuable for rentals — a stolen hire bike is much more likely to come back when tracked.
Corporate ebike rollouts
Company-issued ebikes for senior staff or sales teams. Bundled with theft, battery, and recovery.
We've recovered 800 stolen bikes — and counting.
We've recovered 79% of all stolen bikes that we've covered with a tracker.
79%
Average recovery time
2 days
Live recovery
Streatham recoveryDB075 - 242907264
Live recovery
Stratford recoveryLucy D. VOLT22130272
Live recovery
Brighton recoveryMike Baker Street FB Recovery Trek Cargo
Live recovery
Twickenham recoveryUK175
Live recovery
London recoveryZ889496
Live recovery
Hounslow recoveryVOLT22160171
How BackPedal works
Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered 79% of bikes reported to us.
01
Install trackers
Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.
£150 OF KIT8AM–8PM, DAILY
02
24/7 Recovery OpsReport a theft
When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.
24/7 HOTLINESAME-HOUR DEPLOY
03
RecoveredOn its way homeBike recovered
We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.
79% RECOVEREDCLAIM HANDLED
79%
Of stolen bikes recovered
24/7
Theft reporting hotline
£0
Charged until trackers fitted
Fleet insurance FAQs
What is BackPedal fleet insurance?
A single policy covering multiple bikes under one business or commercial setup. Common scenarios: delivery operations, employer bike-to-work fleets, courier companies, bike rental and tourism operators, corporate fleet rollouts. Each bike gets the standard BackPedal recovery + insurance + tracker package, billed and managed as one fleet.
How does fleet pricing work?
Per-bike, with volume scaling. Fleet pricing reflects the bike values across your operation and the number of bikes — talk to us for a quote. We also handle commercial-use riders (delivery, courier work) which most consumer bike insurance excludes.
Does fleet cover commercial / delivery use?
Yes. Commercial use is one of the main reasons fleet cover exists — most consumer bike policies exclude delivery and courier work. BackPedal fleet covers commercial riders for theft and theft damage on every bike. Talk to us about your specific fleet setup.
How is the fleet managed?
One account, one billing relationship, per-bike cover. Adding or removing bikes from the fleet is straightforward — talk to us when you onboard new bikes or retire old ones. We handle the policy logistics so your ops team doesn't have to.
Do all bikes in the fleet get trackers?
Yes — every covered bike gets the standard covert GSM, GPS, and BLE tracking kit and professional installation, same as our consumer cover. Tracker hardware and install are bundled into the fleet pricing. The recovery service applies to every bike on the fleet.
Get a fleet quote
Fleet pricing reflects bike values, fleet size, and rider scenarios. Talk to us about your operation and we'll come back with a tailored quote.